p2p news

P2P News CW 04/2026: New Mintos fundraising for retail investors

Welcome to the new P2P lending news. Mintos starts a new fundraising and for the first time sells its own shares directly via the platform.

Triple Dragon Funding just went live and brings a gaming-based business model to the market. Loanch is struggling with limitations for deposits and withdrawals after a payment provider failure.

InRento delivers a strong 2025 annual review with growth and no defaults. FF Forest shares first operational numbers, expansion plans, and lowers the entry hurdle for investors with Auto Allocation.

#1 New Mintos fundraising starts

Mintos* is opening the door for investors again and is raising fresh capital. Not via external VCs, not via some complicated workaround — but directly on their own platform. Investors can become shareholders and buy Mintos shares exactly where they normally invest in loans, ETFs, or bonds. Pretty cool for a true multi-asset platform.

Mintos wants to keep growing, go deeper on the regulatory side, and push the whole transformation forward. Keywords: banking license, more products (stocks and crypto), scaling. Assets under management are now around 800 million euros and they have more than 700,000 registered investors. Mintos is clearly not “just P2P” anymore — and for that you need enough equity.

The investment itself is a classic growth bet. No cashflow, no dividends, no interest. You only make money if Mintos keeps growing and the company value goes up. And that’s exactly why I personally won’t invest. My focus is cashflow and monthly returns, not illiquid equity tickets with an unclear exit. Never really was my thing.

Still, the approach is interesting. Mintos is basically selling shares to their own community and integrates equity investments directly into their existing ecosystem. I’m really curious how the story of the Latvian marketplace will continue in 2026 — and if Mintos can scale this model even further.

mintos fundraising

#2 Triple Dragon Funding – the first new P2P platform in 2026

With Triple Dragon Funding* the first new P2P platform of 2026 went live last week and it brings a business model to the P2P space that is not completely new.

Via the platform you invest in business loans for game developers, app studios, and publishers. Before, this option was only available for investors on the P2P platform Debitum.

The loans are secured by receivables like app store revenues, advertising income, or other strong payment claims from big tech players. So the investment is fully focused on projects in the gaming and app sector.

The platform advertises around 14% p.a., daily interest accrual, and an early-exit option starting from a minimum investment of 1,000 EUR. The technical infrastructure comes from White Label Solutions, who already launched Devon and Asterra Estate as well.

Want to learn more about the platform? Go here to find my Triple Dragon Funding Review

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