P2P News CW 04/2026: New Mintos fundraising for retail investors
Welcome to the new P2P lending news. Mintos starts a new fundraising and for the first time sells its own shares directly via the platform.
Triple Dragon Funding just went live and brings a gaming-based business model to the market. Loanch is struggling with limitations for deposits and withdrawals after a payment provider failure.
InRento delivers a strong 2025 annual review with growth and no defaults. FF Forest shares first operational numbers, expansion plans, and lowers the entry hurdle for investors with Auto Allocation.
Table of Contents
#1 New Mintos fundraising starts
Mintos* is opening the door for investors again and is raising fresh capital. Not via external VCs, not via some complicated workaround — but directly on their own platform. Investors can become shareholders and buy Mintos shares exactly where they normally invest in loans, ETFs, or bonds. Pretty cool for a true multi-asset platform.
Mintos wants to keep growing, go deeper on the regulatory side, and push the whole transformation forward. Keywords: banking license, more products (stocks and crypto), scaling. Assets under management are now around 800 million euros and they have more than 700,000 registered investors. Mintos is clearly not “just P2P” anymore — and for that you need enough equity.
The investment itself is a classic growth bet. No cashflow, no dividends, no interest. You only make money if Mintos keeps growing and the company value goes up. And that’s exactly why I personally won’t invest. My focus is cashflow and monthly returns, not illiquid equity tickets with an unclear exit. Never really was my thing.
Still, the approach is interesting. Mintos is basically selling shares to their own community and integrates equity investments directly into their existing ecosystem. I’m really curious how the story of the Latvian marketplace will continue in 2026 — and if Mintos can scale this model even further.

#2 Triple Dragon Funding – the first new P2P platform in 2026
With Triple Dragon Funding* the first new P2P platform of 2026 went live last week and it brings a business model to the P2P space that is not completely new.
Via the platform you invest in business loans for game developers, app studios, and publishers. Before, this option was only available for investors on the P2P platform Debitum.
The loans are secured by receivables like app store revenues, advertising income, or other strong payment claims from big tech players. So the investment is fully focused on projects in the gaming and app sector.
The platform advertises around 14% p.a., daily interest accrual, and an early-exit option starting from a minimum investment of 1,000 EUR. The technical infrastructure comes from White Label Solutions, who already launched Devon and Asterra Estate as well.
Want to learn more about the platform? Go here to find my Triple Dragon Funding Review

#3 Loanch stops deposits after license withdrawal
Loanch* (also still a pretty young platform) is facing an acute infrastructure issue. The Polish payment provider Quicko, which Loanch used for payment processing, lost its license with immediate effect on January 21, 2026. The decision came directly from the Polish financial regulator and is effective immediately.
Since then, Quicko is no longer allowed to offer payment services or sign any new customer agreements. By the latest end of April 2026, the company has to terminate all existing contracts and pay out or transfer customer funds. According to the regulator, the license was withdrawn due to weak risk management and a lack of stable management.
For Loanch, this basically means a temporary stop on deposits. Account top ups are currently not possible, while withdrawals could potentially be delayed. Loanch says they are working on connecting an alternative payment provider to keep the platform running.
The timing is especially bad because Loanch launched a cashback campaign at the same time. How strongly withdrawals are actually affected is still not 100% clear right now.
This is the first time we see a risk like this materialize in the P2P space: the failure of a licensed payment provider outside the platform itself. Right now, no other P2P platforms seem to be affected — but just imagine something like this happening to Lemonway.

#4 InRento delivers a strong annual review
InRento* published its 2025 annual review last week and gives a clean overview of the past year. The platform almost doubled its funded volume from 37 million euros to 72.4 million euros.
In 2025 alone, 35.4 million euros were invested. The average return was around 11.8% p.a., and there were still no defaults or delayed projects.
The number of active investors increased to more than 4,100. In total, more than 24 million euros of investments have been fully repaid so far — with over 18 million euros repaid in 2025 alone. Investor profits have now added up to more than 7.3 million euros.
Operationally, InRento expanded its footprint significantly. New markets like Italy and Latvia were added, while Poland remained one of the key growth drivers. Projects also became larger and more complex, including financings in the millions for established companies. A clear focus was on buy-to-let models, hotel projects, and the conversion of existing real estate.
InRento also delivered on profit share. Several projects achieved clearly higher returns than originally planned, in some cases above 20% p.a. Now it would be nice if it was easier to actually get into these projects when they drop — because they are usually fully funded within minutes.

#5 FF Forest shares first operational insights and lowers the entry barrier
FF Forest* published updates from its operational business and for the first time shares solid numbers from ongoing operations. November 2025 was the first fully operational month.
During this period, around 375 hectares of forest land were acquired and roughly 7,300 cubic meters of harvested timber were secured, which is planned to be sold over the coming months.
In December 2025, the development continued. Despite many holidays, acquisition volumes stayed on a similar level. In addition, another ~6,000 cubic meters of timber were secured for future harvesting. Combined, the purchases across both months add up to 682 hectares.
In Latvia, FF Forest was among the three biggest forest buyers in December measured by acquired area.
At the same time, the company is pushing its expansion into Lithuania. Dealflow is increasing and around 2,000 hectares of potential land are currently being evaluated. On top of that, reforestation is planned to be expanded from 40 to 100 hectares, also with a view on future income from CO₂ certificates.
Another new feature is the introduction of Auto Allocation. Funds can now be invested automatically into available projects. The minimum investment per project is even only 50 euros now instead of 500 euros before.


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